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National Mortgage Continuing Education Mortgage Loan Originator Courses
- Renewal requirements:
- National: 8
- State: 0
- Total hours: 8
- View full state requirements
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Individual Courses
1 Hour AZ SAFE: 2026 Arizona Law Review
A mortgage loan originator (MLO) licensed in Arizona is required to complete eight total hours of continuing education annually. This includes:
- Three hours on federal mortgage-related laws
- Two hours on ethics, fraud, and consumer protection
- Two hours on traditional and non-traditional mortgage products
- One hour of Arizona-specific education
This online self-study course satisfies the one hour of required Arizona-specific education. Within this course, students will spend time reviewing state regulations and acts impacting mortgage loan origination activities; perusing scenarios, examples, or case studies; and completing exercises to demonstrate understanding of the content.
1 Hour AZ SAFE: 2026 Arizona Law Review Video Course
A mortgage loan originator (MLO) licensed in Arizona is required to complete eight total hours of continuing education annually. This includes:
- Three hours on federal mortgage-related laws
- Two hours on ethics, fraud, and consumer protection
- Two hours on traditional and non-traditional mortgage products
- One hour of Arizona-specific education
This online self-study course satisfies the one hour of required Arizona-specific education. Within this course, students will spend time reviewing state regulations and acts impacting mortgage loan origination activities; perusing scenarios, examples, or case studies; and completing exercises to demonstrate understanding of the content.
1 Hour CA-DFPI SAFE: 2026 California Law Review
A mortgage loan originator (MLO) licensed by the California Department of Financial Protection and Innovation (DFPI) is required to complete eight total hours of continuing education annually. This includes:
- Three hours on federal mortgage-related laws
- Two hours on ethics, fraud, and consumer protection
- Two hours on traditional and non-traditional mortgage products
- One hour on California-specific education
This online self-study course satisfies the one hour of required California-specific education. Within the course, students will spend time reviewing state regulations and acts impacting mortgage loan origination activities; perusing scenarios, examples, or case studies; and completing exercises to demonstrate understanding of the content.
1 Hour CA-DFPI SAFE: 2026 California Law Review Video Course
A mortgage loan originator (MLO) licensed by the California Department of Financial Protection and Innovation (DFPI) is required to complete eight total hours of continuing education annually. This includes:
- Three hours on federal mortgage-related laws
- Two hours on ethics, fraud, and consumer protection
- Two hours on traditional and non-traditional mortgage products
- One hour on California-specific education
This online self-study course satisfies the one hour of required California-specific education. Within the course, students will spend time reviewing state regulations and acts impacting mortgage loan origination activities; perusing scenarios, examples, or case studies; and completing exercises to demonstrate understanding of the content.
1 Hour CT SAFE: 2026 Connecticut Law Review
A mortgage loan originator (MLO) licensed Connecticut is required to complete eight total hours of continuing education annually. This includes:
- Three hours on federal mortgage-related laws
- Two hours on ethics, fraud, and consumer protection
- Two hours on traditional and non-traditional mortgage products
- One hour of Connecticut-specific education
This online self-study course satisfies the one hour of required state-specific education. Within the course, students will spend time reviewing state regulations and acts impacting mortgage loan origination activities; perusing scenarios, examples, or case studies; and completing exercises to demonstrate understanding of the content.
1 Hour CT SAFE: 2026 Connecticut Law Review Video Course
A mortgage loan originator (MLO) licensed Connecticut is required to complete eight total hours of continuing education annually. This includes:
- Three hours on federal mortgage-related laws
- Two hours on ethics, fraud, and consumer protection
- Two hours on traditional and non-traditional mortgage products
- One hour of Connecticut-specific education
This online self-study course satisfies the one hour of required state-specific education. Within the course, students will spend time reviewing state regulations and acts impacting mortgage loan origination activities; perusing scenarios, examples, or case studies; and completing exercises to demonstrate understanding of the content.
1 Hour DC SAFE: 2026 District of Columbia Law Review
A mortgage loan originator (MLO) licensed in Washington DC is required to complete 8 total hours of continuing education annually. This includes:
- Three hours on federal mortgage-related laws
- Two hours on ethics, fraud, and consumer protection
- Two hours on traditional and non-traditional mortgage products
- 1 hour of DC-specific education
This online self-study course satisfies the one hour of required DC-specific education. Within the course, students will spend time reviewing state regulations and acts impacting mortgage loan origination activities; perusing scenarios, examples, or case studies; and completing exercises to demonstrate understanding of the content.
1 Hour DC SAFE: 2026 District of Columbia Law Review Video Course
A mortgage loan originator (MLO) licensed in Washington DC is required to complete 8 total hours of continuing education annually. This includes:
- Three hours on federal mortgage-related laws
- Two hours on ethics, fraud, and consumer protection
- Two hours on traditional and non-traditional mortgage products
- 1 hour of DC-specific education
This online self-study course satisfies the one hour of required DC-specific education. Within the course, students will spend time reviewing state regulations and acts impacting mortgage loan origination activities; perusing scenarios, examples, or case studies; and completing exercises to demonstrate understanding of the content.
1 Hour FL SAFE: 2026 Florida Law Review
A mortgage loan originator (MLO) licensed Florida is required to complete eight total hours of continuing education annually. This includes:
- Three hours on federal mortgage-related laws
- Two hours on ethics, fraud, and consumer protection
- Two hours on traditional and non-traditional mortgage products
- One hour of Florida- specific education
This online self-study course satisfies the one hour of required state-specific education. Within the course, students will spend time reviewing state regulations and acts impacting mortgage loan origination activities; perusing scenarios, examples, or case studies; and completing exercises to demonstrate understanding of the content.
1 Hour FL SAFE: 2026 Florida Law Review Video Course
A mortgage loan originator (MLO) licensed Florida is required to complete eight total hours of continuing education annually. This includes:
- Three hours on federal mortgage-related laws
- Two hours on ethics, fraud, and consumer protection
- Two hours on traditional and non-traditional mortgage products
- One hour of Florida- specific education
This online self-study course satisfies the one hour of required state-specific education. Within the course, students will spend time reviewing state regulations and acts impacting mortgage loan origination activities; perusing scenarios, examples, or case studies; and completing exercises to demonstrate understanding of the content.
1 Hour GA SAFE: 2026 Georgia Law Review
A mortgage loan originator (MLO) licensed in Georgia is required to complete eight total hours of continuing education annually. This includes:
- Three hours on federal mortgage-related laws
- Two hours on ethics, fraud, and consumer protection
- Two hours on traditional and non-traditional mortgage products
- One hour of Georgia-specific education
This online self-study course satisfies the one hour of required state-specific education. Within the course, students will spend time reviewing state regulations and acts impacting mortgage loan origination activities; perusing scenarios, examples, or case studies; and completing exercises to demonstrate understanding of the content.
1 Hour GA SAFE: 2026 Georgia Law Review Video Course
A mortgage loan originator (MLO) licensed in Georgia is required to complete eight total hours of continuing education annually. This includes:
- Three hours on federal mortgage-related laws
- Two hours on ethics, fraud, and consumer protection
- Two hours on traditional and non-traditional mortgage products
- One hour of Georgia-specific education
This online self-study course satisfies the one hour of required state-specific education. Within the course, students will spend time reviewing state regulations and acts impacting mortgage loan origination activities; perusing scenarios, examples, or case studies; and completing exercises to demonstrate understanding of the content.
1 Hour HI SAFE: 2026 Hawaii Law Review
A mortgage loan originator (MLO) licensed in Hawaii is required to complete eight total hours of continuing education annually. This includes:
- Three hours on federal mortgage-related laws
- Two hours on ethics, fraud, and consumer protection
- Two hours on traditional and non-traditional mortgage products
- One hour of Hawaii-specific education
This online self-study course satisfies the one hour of required state-specific education. Within the course, students will spend time reviewing state regulations and acts impacting mortgage loan origination activities; perusing scenarios, examples, or case studies; and completing exercises to demonstrate understanding of the content.
1 Hour HI SAFE: 2026 Hawaii Law Review Video Course
A mortgage loan originator (MLO) licensed in Hawaii is required to complete eight total hours of continuing education annually. This includes:
- Three hours on federal mortgage-related laws
- Two hours on ethics, fraud, and consumer protection
- Two hours on traditional and non-traditional mortgage products
- One hour of Hawaii-specific education
This online self-study course satisfies the one hour of required state-specific education. Within the course, students will spend time reviewing state regulations and acts impacting mortgage loan origination activities; perusing scenarios, examples, or case studies; and completing exercises to demonstrate understanding of the content.
1 Hour ID-DOF SAFE: 2026 Idaho Law Review
A mortgage loan originator (MLO) licensed in Idaho is required to complete eight total hours of continuing education annually. This includes:
- Three hours on federal mortgage-related laws
- Two hours on ethics, fraud, and consumer protection
- Two hours on traditional and non-traditional mortgage products
- One hour of Idaho-specific education
This online self-study course satisfies the one hour of required state-specific education. Within the course, students will spend time reviewing state regulations and acts impacting mortgage loan origination activities; perusing scenarios, examples, or case studies; and completing exercises to demonstrate understanding of the content.
1 Hour ID-DOF SAFE: 2026 Idaho Law Review Video Course
A mortgage loan originator (MLO) licensed in Idaho is required to complete eight total hours of continuing education annually. This includes:
- Three hours on federal mortgage-related laws
- Two hours on ethics, fraud, and consumer protection
- Two hours on traditional and non-traditional mortgage products
- One hour of Idaho-specific education
This online self-study course satisfies the one hour of required state-specific education. Within the course, students will spend time reviewing state regulations and acts impacting mortgage loan origination activities; perusing scenarios, examples, or case studies; and completing exercises to demonstrate understanding of the content.
1 Hour KY SAFE: 2026 Kentucky Law Review
A mortgage loan originator (MLO) licensed in Kentucky is required to complete eight total hours of continuing educational annually. This includes:
- Three hours on federal mortgage-related laws
- Two hours on ethics, fraud, and consumer protection
- Two hours on traditional and non-traditional mortgage products
- One hour of Kentucky-specific education
This online self-study course satisfies the one hour of required state-specific education. Within the course, students will spend time reviewing state regulations and acts impacting mortgage loan origination activities; perusing scenarios, examples, or case studies; an completing exercises to demonstrate understanding of the content.
1 Hour KY SAFE: 2026 Kentucky Law Review Video Course
A mortgage loan originator (MLO) licensed in Kentucky is required to complete eight total hours of continuing educational annually. This includes:
- Three hours on federal mortgage-related laws
- Two hours on ethics, fraud, and consumer protection
- Two hours on traditional and non-traditional mortgage products
- One hour of Kentucky-specific education
This online self-study course satisfies the one hour of required state-specific education. Within the course, students will spend time reviewing state regulations and acts impacting mortgage loan origination activities; perusing scenarios, examples, or case studies; an completing exercises to demonstrate understanding of the content.
1 Hour MA SAFE: 2026 Massachusetts Law Review
A mortgage loan originator (MLO) licensed in Massachusetts is required to complete eight total hours of continuing education annually. This includes:
- Three hours on federal mortgage-related laws
- Two hours on ethics, fraud, and consumer protection
- Two hours on traditional and non-traditional mortgage products
- One hour of Massachusetts-specific education
This online self-study course satisfies the one hour of required state-specific education. Within the course, students will spend time reviewing state regulations and acts impacting mortgage loan origination activities; perusing scenarios, examples, or case studies; and completing exercises to demonstrate understanding of the content.
1 Hour MA SAFE: 2026 Massachusetts Law Review Video Course
A mortgage loan originator (MLO) licensed in Massachusetts is required to complete eight total hours of continuing education annually. This includes:
- Three hours on federal mortgage-related laws
- Two hours on ethics, fraud, and consumer protection
- Two hours on traditional and non-traditional mortgage products
- One hour of Massachusetts-specific education
This online self-study course satisfies the one hour of required state-specific education. Within the course, students will spend time reviewing state regulations and acts impacting mortgage loan origination activities; perusing scenarios, examples, or case studies; and completing exercises to demonstrate understanding of the content.
1 Hour MD SAFE: 2026 Maryland Law Review
A mortgage loan originator (MLO) licensed in Maryland is required to complete eight total hours of continuing education annually. This includes:
- Three hours on federal mortgage-related laws
- Two hours on ethics, fraud, and consumer protection
- Two hours on traditional and non-traditional mortgage products
- One hour of Maryland-specific education
This online self-study course satisfies the one hour of required state-specific education. Within the course, students will spend time reviewing state regulations and acts impacting mortgage loan origination activities; perusing scenarios, examples, or case studies; and completing exercises to demonstrate understanding of the content.
1 Hour MD SAFE: 2026 Maryland Law Review Video Course
A mortgage loan originator (MLO) licensed in Maryland is required to complete eight total hours of continuing education annually. This includes:
- Three hours on federal mortgage-related laws
- Two hours on ethics, fraud, and consumer protection
- Two hours on traditional and non-traditional mortgage products
- One hour of Maryland-specific education
This online self-study course satisfies the one hour of required state-specific education. Within the course, students will spend time reviewing state regulations and acts impacting mortgage loan origination activities; perusing scenarios, examples, or case studies; and completing exercises to demonstrate understanding of the content.
1 Hour MN SAFE: 2026 Minnesota Law Review
A mortgage loan originator (MLO) licensed in Minnesota is required to complete eight total hours of continuing education annually. This includes:
- Three hours on federal mortgage-related laws
- Two hours on ethics, fraud, and consumer protection
- Two hours on traditional and non-traditional mortgage products
- One hour of Minnesota-specific education
This online self-study course satisfies the one hour of required state-specific education. Within the course, students will spend time reviewing state regulations and acts impacting mortgage loan origination activities; perusing scenarios, examples, or case studies; and completing exercises to demonstrate understanding of the content.
1 Hour MN SAFE: 2026 Minnesota Law Review Video Course
A mortgage loan originator (MLO) licensed in Minnesota is required to complete eight total hours of continuing education annually. This includes:
- Three hours on federal mortgage-related laws
- Two hours on ethics, fraud, and consumer protection
- Two hours on traditional and non-traditional mortgage products
- One hour of Minnesota-specific education
This online self-study course satisfies the one hour of required state-specific education. Within the course, students will spend time reviewing state regulations and acts impacting mortgage loan origination activities; perusing scenarios, examples, or case studies; and completing exercises to demonstrate understanding of the content.
1 Hour MO-DOF SAFE: 2026 Missouri Law Review
A mortgage loan originator (MLO) licensed in Missouri is required to complete eight total hours of continuing education annually. This includes:
- Three hours on federal mortgage-related laws
- Two hours on ethics, fraud, and consumer protection
- Two hours on traditional and non-traditional mortgage products
- One hour of Missouri-specific education
This online self-study course satisfies the one hour of required state-specific education. Within the course, students will spend time reviewing state regulations and acts impacting mortgage loan origination activities; perusing scenarios, examples, or case studies; and completing exercises to demonstrate understanding of the content.
1 Hour MO-DOF SAFE: 2026 Missouri Law Review Video Course
A mortgage loan originator (MLO) licensed in Missouri is required to complete eight total hours of continuing education annually. This includes:
- Three hours on federal mortgage-related laws
- Two hours on ethics, fraud, and consumer protection
- Two hours on traditional and non-traditional mortgage products
- One hour of Missouri-specific education
This online self-study course satisfies the one hour of required state-specific education. Within the course, students will spend time reviewing state regulations and acts impacting mortgage loan origination activities; perusing scenarios, examples, or case studies; and completing exercises to demonstrate understanding of the content.
1 Hour NC SAFE: 2026 North Carolina Law Review
A mortgage loan originator (MLO) licensed in North Carolina is required to complete eight total hours of continuing education annually. This includes:
- Three hours on federal mortgage-related laws
- Two hours on ethics, fraud, and consumer protection
- Two hours on traditional and non-traditional mortgage products
- One hour of North Carolina-specific education
This online self-study course satisfies the one hour of required state-specific education. Within the course, students will spend time reviewing state regulations and acts impacting mortgage loan origination activities; perusing scenarios, examples, or case studies; and completing exercises to demonstrate understanding of the content.
1 Hour NC SAFE: 2026 North Carolina Law Review Video Course
A mortgage loan originator (MLO) licensed in North Carolina is required to complete eight total hours of continuing education annually. This includes:
- Three hours on federal mortgage-related laws
- Two hours on ethics, fraud, and consumer protection
- Two hours on traditional and non-traditional mortgage products
- One hour of North Carolina-specific education
This online self-study course satisfies the one hour of required state-specific education. Within the course, students will spend time reviewing state regulations and acts impacting mortgage loan origination activities; perusing scenarios, examples, or case studies; and completing exercises to demonstrate understanding of the content.
1 Hour NM SAFE: 2026 New Mexico Law Review
A mortgage loan originator (MLO) licensed in New Mexico is required to complete eight total hours of continuing education annually. This includes:
- Three hours on federal mortgage-related laws
- Two hours on ethics, fraud, and consumer protection
- Two hours on traditional and non-traditional mortgage products
- One hour of New Mexico-specific education
This online self-study course satisfies the one hour of required state-specific education. Within the course, students will spend time reviewing state regulations and acts impacting mortgage loan origination activities; perusing scenarios, examples, or case studies; and completing exercises to demonstrate understanding of the content.
1 Hour NM SAFE: 2026 New Mexico Law Review Video Course
A mortgage loan originator (MLO) licensed in New Mexico is required to complete eight total hours of continuing education annually. This includes:
- Three hours on federal mortgage-related laws
- Two hours on ethics, fraud, and consumer protection
- Two hours on traditional and non-traditional mortgage products
- One hour of New Mexico-specific education
This online self-study course satisfies the one hour of required state-specific education. Within the course, students will spend time reviewing state regulations and acts impacting mortgage loan origination activities; perusing scenarios, examples, or case studies; and completing exercises to demonstrate understanding of the content.
1 Hour NV SAFE: 2026 Nevada Law Review for Qualified Employees
The Qualified Employee (QE) for each office in Nevada is required to complete eight total hours of continuing education annually. This includes:
- Three hours on federal mortgage-related laws
- Two hours on ethics, fraud, and consumer protection
- Two hours on traditional and non-traditional mortgage products
- One hour of Nevada-specific education
This online self-study course satisfies the one hour of required state-specific education. Within the course, students will spend time reviewing state regulations and acts impacting mortgage loan origination activities; perusing scenarios, examples, or case studies; and completing exercises to demonstrate understanding of the content.
1 Hour NV SAFE: 2026 Nevada Law Review for Qualified Employees Video Course
The Qualified Employee (QE) for each office in Nevada is required to complete eight total hours of continuing education annually. This includes:
- Three hours on federal mortgage-related laws
- Two hours on ethics, fraud, and consumer protection
- Two hours on traditional and non-traditional mortgage products
- One hour of Nevada-specific education
This online self-study course satisfies the one hour of required state-specific education. Within the course, students will spend time reviewing state regulations and acts impacting mortgage loan origination activities; perusing scenarios, examples, or case studies; and completing exercises to demonstrate understanding of the content.
1 Hour PA SAFE: 2026 Pennsylvania Law Review
A mortgage loan originator (MLO) licensed in Pennsylvania is required to complete eight total hours of continuing education annually. This includes:
- Three hours on federal mortgage-related laws
- Two hours on ethics, fraud, and consumer protection
- Two hours on traditional and non-traditional mortgage products
- One hour of Pennsylvania-specific education
This online self-study course satisfies the one hour of required state-specific education. Within the course, students will spend time reviewing state regulations and acts impacting mortgage loan origination activities; perusing scenarios, examples, or case studies; and completing exercises to demonstrate understanding of the content.
1 Hour PA SAFE: 2026 Pennsylvania Law Review Video Course
A mortgage loan originator (MLO) licensed in Pennsylvania is required to complete eight total hours of continuing education annually. This includes:
- Three hours on federal mortgage-related laws
- Two hours on ethics, fraud, and consumer protection
- Two hours on traditional and non-traditional mortgage products
- One hour of Pennsylvania-specific education
This online self-study course satisfies the one hour of required state-specific education. Within the course, students will spend time reviewing state regulations and acts impacting mortgage loan origination activities; perusing scenarios, examples, or case studies; and completing exercises to demonstrate understanding of the content.
1 Hour RI SAFE: 2026 Rhode Island Law Review
A mortgage loan originator (MLO) licensed in Rhode Island is required to complete eight total hours of continuing education annually. This includes:
- Three hours on federal mortgage-related laws
- Two hours on ethics, fraud, and consumer protection
- Two hours on traditional and non-traditional mortgage products
- One hour of Rhode Island-specific education
This online self-study course satisfies the one hour of required state-specific education. Within the course, students will spend time reviewing state regulations and acts impacting mortgage loan origination activities; perusing scenarios, examples, or case studies; and completing exercises to demonstrate understanding of the content.
1 Hour RI SAFE: 2026 Rhode Island Law Review Video Course
A mortgage loan originator (MLO) licensed in Rhode Island is required to complete eight total hours of continuing education annually. This includes:
- Three hours on federal mortgage-related laws
- Two hours on ethics, fraud, and consumer protection
- Two hours on traditional and non-traditional mortgage products
- One hour of Rhode Island-specific education
This online self-study course satisfies the one hour of required state-specific education. Within the course, students will spend time reviewing state regulations and acts impacting mortgage loan origination activities; perusing scenarios, examples, or case studies; and completing exercises to demonstrate understanding of the content.
1 Hour SAFE Elective: 2026 Loan-Related Maintenance and Appraisal Guidelines
This online self-study course satisfies the one elective hour of 2026 annual continuing education required of individuals maintaining a state-issued mortgage loan originator (MLO) license.
1 Hour SAFE: 2026 Loan-Related Maintenance & Appraisal Guidelines Video Course
This online self-study course satisfies the one elective hour of 2026 annual continuing education required of individuals maintaining a state-issued mortgage loan originator (MLO) license.
1 Hour SC-BFI SAFE: 2026 South Carolina Law Review
A mortgage loan originator (MLO) licensed by the South Carolina Board of Financial Institutions (BFI) is required to complete eight total hours of continuing education annually. This includes:
- Three hours on federal mortgage-related laws
- Two hours on ethics, fraud, and consumer protection
- Two hours on traditional and non-traditional mortgage products
- One hour of South Carolina-specific education
This online self-study course satisfies the one hour of required state-specific education. Within the course, students will spend time reviewing state regulations and acts impacting mortgage loan origination activities; perusing scenarios, examples, or case studies; and completing exercises to demonstrate understanding of the content.
1 Hour SC-BFI SAFE: 2026 South Carolina Law Review Video Course
A mortgage loan originator (MLO) licensed by the South Carolina Board of Financial Institutions (BFI) is required to complete eight total hours of continuing education annually. This includes:
- Three hours on federal mortgage-related laws
- Two hours on ethics, fraud, and consumer protection
- Two hours on traditional and non-traditional mortgage products
- One hour of South Carolina-specific education
This online self-study course satisfies the one hour of required state-specific education. Within the course, students will spend time reviewing state regulations and acts impacting mortgage loan origination activities; perusing scenarios, examples, or case studies; and completing exercises to demonstrate understanding of the content.
1 Hour SC-DCA SAFE: 2026 South Carolina Law Review
A mortgage loan originator (MLO) licensed in South Carolina is required to complete eight total hours of continuing education annually. This includes:
- Three hours on federal mortgage-related laws
- Two hours on ethics, fraud, and consumer protection
- Two hours on traditional and non-traditional mortgage products
- One hour of South Carolina-specific education
This online self-study course satisfies the one hour of required state-specific education. Within the course, students will spend time reviewing state regulations and acts impacting mortgage loan origination activities; perusing scenarios, examples, or case studies; and completing exercises to demonstrate understanding of the content.
1 Hour SC-DCA SAFE: 2026 South Carolina Law Review Video Course
A mortgage loan originator (MLO) licensed in South Carolina is required to complete eight total hours of continuing education annually. This includes:
- Three hours on federal mortgage-related laws
- Two hours on ethics, fraud, and consumer protection
- Two hours on traditional and non-traditional mortgage products
- One hour of South Carolina-specific education
This online self-study course satisfies the one hour of required state-specific education. Within the course, students will spend time reviewing state regulations and acts impacting mortgage loan origination activities; perusing scenarios, examples, or case studies; and completing exercises to demonstrate understanding of the content.
1 Hour UT-DRE SAFE: 2026 Utah Law Review Video Course
A mortgage loan originator (MLO) licensed Utah is required to complete nine total hours of continuing education annually. This includes:
- Three hours on federal mortgage-related laws
- Two hours on ethics, fraud, and consumer protection
- Two hours on traditional and non-traditional mortgage products
- One hour on elective content
- One hour on Utah-DRE specific education
This online self-study course satisfies the one hour of required state-specific education. Within the course, students will spend time reviewing state regulations and acts impacting mortgage loan origination activities; perusing scenarios, examples, or case studies; and completing exercises to demonstrate understanding of the content.
1 Hour WA-DFI SAFE: 2026 Washington Law Review
A mortgage loan originator (MLO) licensed in Washington is required to complete nine total hours of continuing education annually. This includes:
- Three hours on federal mortgage-related laws
- Two hours on ethics, fraud, and consumer protection
- Two hours on traditional and non-traditional mortgage products
- One hour on elective content
- One hour of Washington-specific education
This online self-study course satisfies the one hour of required state-specific education. Within the course, students will spend time reviewing state regulations and acts impacting mortgage loan origination activities; perusing scenarios, examples, or case studies; and completing exercises to demonstrate understanding of the content.
1 Hour WA-DFI SAFE: 2026 Washington Law Review Video Course
A mortgage loan originator (MLO) licensed in Washington is required to complete nine total hours of continuing education annually. This includes:
- Three hours on federal mortgage-related laws
- Two hours on ethics, fraud, and consumer protection
- Two hours on traditional and non-traditional mortgage products
- One hour on elective content
- One hour of Washington-specific education
This online self-study course satisfies the one hour of required state-specific education. Within the course, students will spend time reviewing state regulations and acts impacting mortgage loan origination activities; perusing scenarios, examples, or case studies; and completing exercises to demonstrate understanding of the content.
2 Hour NJ SAFE: 2026 New Jersey Law Review
A mortgage loan originator (MLO) licensed in New Jersey is required to complete 12 total hours of continuing education annually. This includes the standard eight hours of national content:
- Three hours on federal mortgage-related laws
- Two hours on ethics, fraud, and consumer protection
- Two hours on traditional and non-traditional mortgage products
- One hour of elective content
Plus, New Jersey’s additional continuing education requirements of:
- Two hours of elective content
- Two hours of New Jersey-specific education
This online self-study course satisfies the two hours of required state-specific education for MLOs that have satisfied the elective requirements elsewhere. Within the course, students will spend time reviewing state regulations and impacting mortgage loan origination activities; perusing scenarios, examples, or case studies; and completing exercises to demonstrate understanding of the content.
2 Hour NJ SAFE: 2026 New Jersey Law Review Video Course
A mortgage loan originator (MLO) licensed in New Jersey is required to complete 12 total hours of continuing education annually. This includes the standard eight hours of national content:
- Three hours on federal mortgage-related laws
- Two hours on ethics, fraud, and consumer protection
- Two hours on traditional and non-traditional mortgage products
- One hour of elective content
Plus, New Jersey’s additional continuing education requirements of:
- Two hours of elective content
- Two hours of New Jersey-specific education
This online self-study course satisfies the two hours of required state-specific education for MLOs that have satisfied the elective requirements elsewhere. Within the course, students will spend time reviewing state regulations and impacting mortgage loan origination activities; perusing scenarios, examples, or case studies; and completing exercises to demonstrate understanding of the content.
2 Hour OR SAFE: 2026 Oregon Law Review
A mortgage loan originator (MLO) licensed in Oregon is required to complete 10 total hours of continuing education annually. This includes:
- Three hours on federal mortgage-related laws
- Two hours on ethics, fraud, and consumer protection
- Two hours on traditional and non-traditional mortgage products
- One hour on elective content
- Two hours of Oregon-specific education
This online self-study course satisfies the two hours of required state-specific education. Within the course, students will spend time reviewing state regulations and acts impacting mortgage loan origination activities; perusing scenarios, examples, or case studies; and completing exercises to demonstrate understanding of the content.
2 Hour OR SAFE: 2026 Oregon Law Review Video Course
A mortgage loan originator (MLO) licensed in Oregon is required to complete 10 total hours of continuing education annually. This includes:
- Three hours on federal mortgage-related laws
- Two hours on ethics, fraud, and consumer protection
- Two hours on traditional and non-traditional mortgage products
- One hour on elective content
- Two hours of Oregon-specific education
This online self-study course satisfies the two hours of required state-specific education. Within the course, students will spend time reviewing state regulations and acts impacting mortgage loan origination activities; perusing scenarios, examples, or case studies; and completing exercises to demonstrate understanding of the content.
2 Hour SAFE Elective: Consumer Protection and Fair Lending
A mortgage loan originator (MLO) licensed in New Jersey is required to complete 12 total hours of continuing education annually. This includes the standard eight hours of national content:
- Three hours on federal mortgage-related laws
- Two hours on ethics, fraud, and consumer protection
- Two hours on traditional and non-traditional mortgage products
- One hour of elective content
Plus, New Jersey’s additional continuing education requirements of:
- Two hours of elective content
- Two hours of New Jersey-specific education
This online self-study course satisfies the two hours of elective content for MLOs that have satisfied the state-specific requirements elsewhere. Within the course, students will spend time reviewing state regulations and impacting mortgage loan origination activities; perusing scenarios, examples, or case studies; and completing exercises to demonstrate understanding of the content.
2 Hour WV SAFE: 2026 West Virginia Law Review
A mortgage loan originator (MLO) licensed in West Virginia is required to complete nine total hours of continuing education annually. This includes:
- Three hours on federal mortgage-related laws
- Two hours on ethics, fraud, and consumer protection
- Two hours on traditional and non-traditional mortgage products
- Two hours of WV state-specific defined electives
This online self-study course satisfies the two hours of required state-specific education. Within the course, students will spend time reviewing state regulations and acts impacting mortgage loan origination activities; perusing scenarios, examples, or case studies; and completing exercises to demonstrate understanding of the content.
2 Hour WV SAFE: 2026 West Virginia Law Review Video Course
A mortgage loan originator (MLO) licensed in West Virginia is required to complete nine total hours of continuing education annually. This includes:
- Three hours on federal mortgage-related laws
- Two hours on ethics, fraud, and consumer protection
- Two hours on traditional and non-traditional mortgage products
- Two hours of WV state-specific defined electives
This online self-study course satisfies the two hours of required state-specific education. Within the course, students will spend time reviewing state regulations and acts impacting mortgage loan origination activities; perusing scenarios, examples, or case studies; and completing exercises to demonstrate understanding of the content.
3 Hour NY SAFE: 2026 New York Law Review
A mortgage loan originator (MLO) licensed in New York is required to complete 11 total hours of continuing education annually. This includes:
- Three hours on federal mortgage-related laws
- Two hours on ethics, fraud, and consumer protection
- Two hours on traditional and non-traditional mortgage products
- One hour on elective content
Three hours of New York-specific education This online self-study course satisfies the three hours of required state-specific education. Within the course, students will spend time reviewing state regulations and acts impacting mortgage loan origination activities; perusing scenarios, examples, or case studies; and completing exercises to demonstrate understanding of the content.
3 Hour NY SAFE: 2026 New York Law Review Video Course
A mortgage loan originator (MLO) licensed in New York is required to complete 11 total hours of continuing education annually. This includes:
- Three hours on federal mortgage-related laws
- Two hours on ethics, fraud, and consumer protection
- Two hours on traditional and non-traditional mortgage products
- One hour on elective content
Three hours of New York-specific education This online self-study course satisfies the three hours of required state-specific education. Within the course, students will spend time reviewing state regulations and acts impacting mortgage loan origination activities; perusing scenarios, examples, or case studies; and completing exercises to demonstrate understanding of the content.
4 Hour NJ SAFE: 2026 Electives and New Jersey Law Review
A mortgage loan originator (MLO) licensed in New Jersey is required to complete 12 total hours of continuing education annually. This includes the standard eight hours of national content:
- Three hours on federal mortgage-related laws
- Two hours on ethics, fraud, and consumer protection
- Two hours on traditional and non-traditional mortgage products
- One hour of elective content
Plus, New Jersey’s additional continuing education requirements of:
- Two hours of elective content
- Two hours of New Jersey-specific education
This online self-study course satisfies the two hours of elective content and two hours of required state-specific education for MLOs that have satisfied the elective requirements elsewhere. Within the course, students will spend time reviewing state regulations and impacting mortgage loan origination activities; perusing scenarios, examples, or case studies; and completing exercises to demonstrate understanding of the content.
4 Hour NJ SAFE: 2026 Electives and New Jersey Law Review Video Course
A mortgage loan originator (MLO) licensed in New Jersey is required to complete 12 total hours of continuing education annually. This includes the standard eight hours of national content:
- Three hours on federal mortgage-related laws
- Two hours on ethics, fraud, and consumer protection
- Two hours on traditional and non-traditional mortgage products
- One hour of elective content
Plus, New Jersey’s additional continuing education requirements of:
- Two hours of elective content
- Two hours of New Jersey-specific education
This online self-study course satisfies the two hours of elective content and two hours of required state-specific education for MLOs that have satisfied the elective requirements elsewhere. Within the course, students will spend time reviewing state regulations and impacting mortgage loan origination activities; perusing scenarios, examples, or case studies; and completing exercises to demonstrate understanding of the content.
7 Hour SAFE Core: 2026 Mortgage Loan Originator Course
This online self-study course satisfies seven hours of 2026 annual continuing education required of individuals maintaining a state-issued mortgage loan originator (MLO) license. Within this course, students will spend time reviewing required topics, including:
- Three hours on federal mortgage-related laws
- Two hours on ethics, fraud, and consumer protection
- Two hours on lending standards related to nontraditional mortgage products
7 Hour SAFE Core: 2026 Mortgage Loan Originator Video Course
This video-based online self-study course satisfies the seven hours of 2026 annual continuing education required of individuals maintaining a state-issued mortgage loan originator (MLO) license. Through a series of video lessons, students will complete the required topics in a dynamic and engaging format, including:
- Three hours on federal mortgage-related laws
- Two hours on ethics, fraud, and consumer protection
- Two hours on lending standards related to nontraditional mortgage products
8 Hour SAFE Comprehensive: 2026 Mortgage Loan Originator Course
This online self-study course satisfies the eight hours of 2026 annual continuing education required of individuals maintaining a state-issued mortgage loan originator (MLO) license. Within this course, students will spend time reviewing required topics, including:
- Three hours on federal mortgage-related laws
- Two hours on ethics, fraud, and consumer protection
- Two hours on lending standards related to nontraditional mortgage products
- One hour on elective content
8 Hour SAFE Comprehensive: 2026 Mortgage Loan Originator Video Course
This video-based online self-study course satisfies the eight hours of 2026 annual continuing education required of individuals maintaining a state-issued mortgage loan originator (MLO) license. Through a series of video lessons, students will complete the required topics in a dynamic and engaging format, including:
- Three hours on federal mortgage-related laws
- Two hours on ethics, fraud, and consumer protection
- Two hours on lending standards related to nontraditional mortgage products
- One hour on elective content
Late CE 7 Hour SAFE Core: 2025 Mortgage Loan Originator Course (#16509)
This online self-study course satisfies the seven hours of 2025 annual continuing education required of individuals maintaining a state-issued mortgage loan originator (MLO) license. Within this course, students will spend time reviewing required topics, including:
- Three hours on federal mortgage-related laws
- Two hours on ethics, fraud, and consumer protection
- Two hours on lending standards related to nontraditional mortgage products
Late CE 8 Hour SAFE Comprehensive: 2025 Mortgage Loan Originator Course (#16510)
This online self-study course satisfies the eight hours of 2025 annual continuing education required of individuals maintaining a state-issued mortgage loan originator (MLO) license. Within this course, students will spend time reviewing required topics, including:
- Three hours on federal mortgage-related laws
- Two hours on ethics, fraud, and consumer protection
- Two hours on lending standards related to nontraditional mortgage products
- One hour on elective content
State Requirements For National
National Requirement Detail for Mortgage Continuing Education
Hours Required by the State: 8 hours
- 3 hours of federal law
- 2 hours of ethics
- 2 hours of non-traditional mortgage lending
- 1 hour of electives
An MLO who has completed their pre-licensure education (PE) course requirements in the same year in which the license was approved, is not required to complete CE.
Course Duplication:
A licensee may not take the same CE course two years in a row.
Seat Time: Seat time will be enforced and our online course delivery system manages this requirement.
NMLS Provider # 1405076
Course Completion Reporting:
Mortgage course completions are reported to the Nationwide Multistate Licensing System and Registry (NMLS). The CE Shop will report credits to the NMLS within 7 business days of course completion. The NMLS recommends completing CE prior to the 12/31 deadline as licensees are unable to apply to renew their license if their CE is not complete.
NMLS Recommended Deadline Time Frames: SMART CE, AT RISK TO MISS, and GUARANTEED TO MISS deadlines can be found here.
National Contact Details for Mortgage Continuing Education
National Division of Banking and Securities
Phone: 907-465-2521
Email: mortgagelending@alaska.gov
Website: National Department of Commerce, Community & Economic Development: Division of Banking & Securities
NMLS Resources for Mortgage Continuing Education